FOA Little Creek

Family Optometric Associates is locally owned and operated serving the Little Creek Amphibious Base, VA Beach area since 2023. We are located within the Pearle Vision next to the Navy Exchange.

When you visit us for an eye exam, our optometrists, Dr. Steven Chado and Dr. Karlotta Thurman will evaluate your visual health. This includes general eye examinations for correction of farsightedness, nearsightedness, presbyopia, and astigmatism. The doctors also diagnose, manage and treat diseases and disorders of the visual system. Thorough examinations of the external and internal structure of the eyes are performed to evaluate for many ocular conditions such as glaucoma, cataracts, retinal disorders, and systemic disorders including hypertension and diabetes.


1225 Amphibious Dr.
Bldg 3447
VA Beach, VA 23455


Mondays/Fridays 10:00am – 4:00pm


PHONE: 757-440-1075
FAX: 757-440-1168

Dr. Steven Chado, O.D.

Dr. Steven Chado graduated from Pennsylvania College of Optometry in 1983, and has been practicing optometry in Maryland, Virginia and Pennsylvania for the past 33 years.  After working in a private practice, he founded Family Optometric Associates, P.C. in 1992.  Since then, Dr. Chado has established Family Optometric Associates practices in Stafford, Virginia; Frederick, Maryland; in Naval Exchanges in Oahu, Hawaii; San Diego, California; Norfolk, Virginia; and Walter Reed National Naval Medical Center; and in Army Air Force Exchanges at Buckley AFB, Colroado; Fort Jackson, South Carolina; and Fort Belvoir, Virginia.  Dr. Chado resides with his wife, Dr. Beverly Chado, in Frederick, Maryland.

Dr. Karlotta Thurman, O.D.

Dr. Karlotta Thurman is a native Louisianan who transplanted to Virginia Beach by way of being a military spouse. She received her B.S. in Biology with a minor in Chemistry from Prairie View A&M University in 2013. Karlotta went on to earn her Doctorate of Optometry from The University of Houston in 2017. Karlotta and her husband have been married for nine years and have two children, Tatum (5) and Kameron (3). She is a proud member of Alpha Kappa Alpha Sorority, Inc. As hobbies, Karlotta enjoys hot yoga and running, watching television, and cooking for her family.

Health Insurances We Accept:

Family Optometric Associates may not participate in (or be “enrolled” in) all of our accepted insurance plans. To determine whether a physician or other health care provider at FOA is credentialed and enrolled with one of the plans listed below, please call our office and speak with one of our insurance specialists.

NOTE: Please refer to the lists of accepted insurance organized by our service areas below. Because this changes regularly, we recommend that you check with your insurance provider for the most accurate and up-to-date information regarding your coverage of services and physicians at FOA.

Insurances by location:

  • Bethesda: John Hopkins, Medicare, Tricare, Aetna, Eyemed
  • Norfolk: Aetna, Eyemed, Medicare, Tricare, Spectera
  • Pearl Harbor: HMSA, Medicare, Tricare, Eyemed
  • San Diego: Aetna, Eyemed, Medicare, Tricare, Spectera
  • Fort Belvoir: Aetna, Medicare, Tricare, John Hopkins, Spectera
  • Little Creek: Tricare and Medicare, Eyemed

Services available to authorized Navy Exchange patrons only. This advertisement is neither paid for, in whole or in part, by the Department of the Navy or NEXCOM. This advertisement does not constitute endorsement by NEXCOM, Department of the Navy, or the U.S Government of the products or services advertised.

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